New York Times: The turning point in Apple’s talks with the music industry came late Sunday night, when — after a rebuke from Taylor Swift — the company reversed course on a proposal to not pay royalties during a test of a new streaming music service. But for thousands of small record companies for whom Apple is a crucial source of income, a crisis had already been in effect for two weeks, and was resolved only late Tuesday, when the independent groups agreed to licensing terms with the tech giant.