Business Insider: Apple is said to be in talks to launch a mobile virtual network operator service in the U.S. and Europe. The company reportedly is privately trialing such a service in the U.S. but is also in talks with telecoms companies in Europe about bringing the service there, too. There is no guarantee Apple’s service will launch beyond a test phase, and if it does, it will not roll out anytime soon. It could take Apple at least five years to fully launch the service.